Top Underwriter Interview Questions with Example Answers [2020]

Prepare for your Underwriter interview by going through these most asked Underwriter interview questions. Additionally, get access to sample answers and interviewer's expectations.

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  • Question: Why do you want to work for us?
  • Question Overview: This is a simple question that can tell you a lot about the interviewee's motivations. It can help you understand their goals, how they see your company and what they think they can get out of the job.

    Sample Answer: I've always been interested in the insurance industry and I've been trying to find a way to get into it for a while. I think your company is a good place to start because of its reputation in the field. I like that you are expanding into new markets and I think I can help you do that.

      What the interviewer is looking for:
    • - Specific reasons for wanting to work for the company
    • - How the company can help them achieve their goals
    • - How they see the company as a whole

  • Question: If you could have any superpower, what would it be?
  • Question Overview: This question is designed to gauge the interviewee's personality and sense of humor. It can also help you learn a bit about their interests and what they like to do in their spare time.

    Sample Answer: I would love to be able to fly. I think it would be fun to see the world from a bird's eye view.

      What the interviewer is looking for:
    • - A fun answer
    • - A serious answer
    • - A thoughtful answer

  • Question: What are your strengths and weaknesses?
  • Question Overview: This is a standard interview question that helps you assess the interviewee's self-awareness. You want to make sure they are aware of their own strengths and weaknesses, and that they can articulate them.

    Sample Answer: I think my biggest strength is my ability to work with people. I've been told that I'm a good listener and that I can help people come to a decision. My biggest weakness is that I'm a bit of a perfectionist. I like things done right the first time, but sometimes this can cause me to take longer than necessary.

      What the interviewer is looking for:
    • - Self-awareness
    • - Ability to articulate strengths and weaknesses

  • Question: What is your experience in previous internships?
  • Question Overview: This question helps you gauge the potential hire's experience level and how that experience informs on their reasoning and analytical skills. The interviewee should be able to list common problems in the industry and what to do.

    Sample Answer: Any clients who have charges on their records that have remained there for a long time present a potential risk to the company. If I can see that a client did not read the policy stipulations, that is also a problem.

      What the interviewer is looking for:
    • - Specific red flags for denying claims
    • - Interpersonal and negotiation skills
    • - Industry knowledge

  • Question: What is your greatest weakness?
  • Question Overview: This is a classic interview question that helps you gauge how the interviewee will handle a tough question. You can use this question to see how the potential hire will respond to a negative question.

    Sample Answer: I'm not always the best at delegating tasks. I tend to take on too much and spread myself too thin. I'm working on improving this.

      What the interviewer is looking for:
    • - How the potential hire will handle a negative question
    • - How they will handle a difficult situation
    • - How they will improve

  • Question: Why did you choose to apply for this position?
  • Question Overview: This question is a good way to gauge the interviewee's interest in the position. It also helps you understand how they might approach the job.

    Sample Answer: I have been working in this industry for a long time and I feel like I have a good grasp on the challenges and opportunities it presents. I think I can help your company grow.

      What the interviewer is looking for:
    • - Specific reasons for applying
    • - Knowledge of the company
    • - How they would approach the job

  • Question: Tell me about a time when you had to deliver a difficult message.
  • Question Overview: This question is a great way to see how the interviewee handles stressful situations. It also gives you a sense of how they communicate with others.

    Sample Answer: I had to tell a client that his policy was being cancelled. He had not been paying his premiums for a long time, and I had to explain why he was not eligible for coverage anymore.

      What the interviewer is looking for:
    • - Specific examples of difficult messages
    • - Interpersonal and negotiation skills
    • - Industry knowledge

  • Question: What makes you stand out from other candidates?
  • Question Overview: This question is a great way to gauge the interviewee's self-awareness and their ability to articulate their strengths. You want to hire someone who knows what they bring to the table and can communicate that effectively.

    Sample Answer: I have a lot of experience in the insurance industry and I've been working in underwriting for over five years. I have a lot of experience with the Applied Epic software and I think it would be a great fit for your company.

      What the interviewer is looking for:
    • - Specific strengths
    • - Communication skills
    • - Industry knowledge

  • Question: What are the important characteristics of a good leader?
  • Question Overview: A good leader can inspire and motivate a team to achieve goals. This question helps you gauge the potential hire's leadership skills and how they might apply to your company.

    Sample Answer: A good leader needs to be able to inspire and motivate a team to achieve goals. They need to be able to handle difficult situations and conflicts in a productive way.

      What the interviewer is looking for:
    • - Specific leadership qualities
    • - How the potential hire would handle a difficult situation
    • - How the potential hire would handle a conflict

  • Question: Where do you see yourself in 5 years from now?
  • Question Overview: This question helps you gauge the potential hire's career goals and how they might fit with your company. It also helps you understand how the potential hire might grow with your company and how they might fit into your long-term plans.

    Sample Answer: I would like to be a senior underwriter for a large company in 5 years. I would like to have a lot of experience under my belt and be able to work with a variety of different clients.

      What the interviewer is looking for:
    • - Career goals
    • - How the potential hire fits into your company's plans
    • - How the potential hire's goals might change in the future