Top Underwriter Interview Questions with Example Answers [2022]

Prepare for your Underwriter interview by going through these most asked Underwriter interview questions. Additionally, get access to sample answers and interviewer's expectations.

Interview Practice

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  • Question: Why do you want to work for us?
  • Question Overview: This is a simple question that can tell you a lot about the interviewee's motivations. It can help you understand their goals, how they see your company and what they think they can get out of the job.

    Sample Answer: I've always been interested in the insurance industry and I've been trying to find a way to get into it for a while. I think your company is a good place to start because of its reputation in the field. I like that you are expanding into new markets and I think I can help you do that.

      What the interviewer is looking for:
    • - Specific reasons for wanting to work for the company
    • - How the company can help them achieve their goals
    • - How they see the company as a whole

  • Question: What are your strengths and weaknesses?
  • Question Overview: This is a standard interview question that helps you assess the interviewee's self-awareness. You want to make sure they are aware of their own strengths and weaknesses, and that they can articulate them.

    Sample Answer: I think my biggest strength is my ability to work with people. I've been told that I'm a good listener and that I can help people come to a decision. My biggest weakness is that I'm a bit of a perfectionist. I like things done right the first time, but sometimes this can cause me to take longer than necessary.

      What the interviewer is looking for:
    • - Self-awareness
    • - Ability to articulate strengths and weaknesses

  • Question: What is your experience in previous internships?
  • Question Overview: This question helps you gauge the potential hire's experience level and how that experience informs on their reasoning and analytical skills. The interviewee should be able to list common problems in the industry and what to do.

    Sample Answer: Any clients who have charges on their records that have remained there for a long time present a potential risk to the company. If I can see that a client did not read the policy stipulations, that is also a problem.

      What the interviewer is looking for:
    • - Specific red flags for denying claims
    • - Interpersonal and negotiation skills
    • - Industry knowledge

  • Question: What is your greatest weakness?
  • Question Overview: This is a classic interview question that helps you gauge how the interviewee will handle a tough question. You can use this question to see how the potential hire will respond to a negative question.

    Sample Answer: I'm not always the best at delegating tasks. I tend to take on too much and spread myself too thin. I'm working on improving this.

      What the interviewer is looking for:
    • - How the potential hire will handle a negative question
    • - How they will handle a difficult situation
    • - How they will improve

  • Question: Why did you choose to apply for this position?
  • Question Overview: This question is a good way to gauge the interviewee's interest in the position. It also helps you understand how they might approach the job.

    Sample Answer: I have been working in this industry for a long time and I feel like I have a good grasp on the challenges and opportunities it presents. I think I can help your company grow.

      What the interviewer is looking for:
    • - Specific reasons for applying
    • - Knowledge of the company
    • - How they would approach the job

  • Question: If you could have any superpower, what would it be?
  • Question Overview: This question is designed to gauge the interviewee's personality and sense of humor. It can also help you learn a bit about their interests and what they like to do in their spare time.

    Sample Answer: I would love to be able to fly. I think it would be fun to see the world from a bird's eye view.

      What the interviewer is looking for:
    • - A fun answer
    • - A serious answer
    • - A thoughtful answer

  • Question: Tell me about a time when you had to deliver a difficult message.
  • Question Overview: This question is a great way to see how the interviewee handles stressful situations. It also gives you a sense of how they communicate with others.

    Sample Answer: I had to tell a client that his policy was being cancelled. He had not been paying his premiums for a long time, and I had to explain why he was not eligible for coverage anymore.

      What the interviewer is looking for:
    • - Specific examples of difficult messages
    • - Interpersonal and negotiation skills
    • - Industry knowledge

  • Question: What makes you stand out from other candidates?
  • Question Overview: This question is a great way to gauge the interviewee's self-awareness and their ability to articulate their strengths. You want to hire someone who knows what they bring to the table and can communicate that effectively.

    Sample Answer: I have a lot of experience in the insurance industry and I've been working in underwriting for over five years. I have a lot of experience with the Applied Epic software and I think it would be a great fit for your company.

      What the interviewer is looking for:
    • - Specific strengths
    • - Communication skills
    • - Industry knowledge

  • Question: What are the important characteristics of a good leader?
  • Question Overview: A good leader can inspire and motivate a team to achieve goals. This question helps you gauge the potential hire's leadership skills and how they might apply to your company.

    Sample Answer: A good leader needs to be able to inspire and motivate a team to achieve goals. They need to be able to handle difficult situations and conflicts in a productive way.

      What the interviewer is looking for:
    • - Specific leadership qualities
    • - How the potential hire would handle a difficult situation
    • - How the potential hire would handle a conflict

  • Question: Where do you see yourself in 5 years from now?
  • Question Overview: This question helps you gauge the potential hire's career goals and how they might fit with your company. It also helps you understand how the potential hire might grow with your company and how they might fit into your long-term plans.

    Sample Answer: I would like to be a senior underwriter for a large company in 5 years. I would like to have a lot of experience under my belt and be able to work with a variety of different clients.

      What the interviewer is looking for:
    • - Career goals
    • - How the potential hire fits into your company's plans
    • - How the potential hire's goals might change in the future

  • Question: Who has influenced your work ethic?
  • Question Overview: This question can help you gauge the interviewee's work ethic, and it can also help you understand how they have been influenced by others. This question is a good way to learn about the interviewee's professional background and how they have developed their work habits.

    Sample Answer: My father was a good role model for me. He always worked hard and was very dedicated to his job. I've always tried to emulate his work ethic.

      What the interviewer is looking for:
    • - People who have influenced the interviewee's work ethic
    • - How the interviewee has been influenced
    • - How the interviewee has developed their work ethic

  • Question: Tell me about a time when you went above and beyond for a customer.
  • Question Overview: This question is designed to see how the potential hire will handle a situation where they need to go above and beyond the call of duty. It also helps you gauge their interpersonal skills and how they might act in a customer-facing situation.

    Sample Answer: I once had to help a client who was having trouble with their policy. They had been in an accident and the company was refusing to pay out. I spent a lot of time on the phone with them, helping them understand their policy and how it worked. In the end, I was able to get them paid out.

      What the interviewer is looking for:
    • - Specific examples of going above and beyond
    • - Interpersonal skills
    • - Professionalism

  • Question: What would you do if you had two deadlines to meet but only had enough time to meet one of them?
  • Question Overview: As an underwriter, you will often be tasked with meeting multiple deadlines. You need to know that your potential hire has the skills to prioritize and meet the most important deadlines.

    Sample Answer: I've had this happen a few times in my career. I always try to meet the most important deadline first. If I can't, I try to get as much done as possible before the deadline and then finish up the rest after.

      What the interviewer is looking for:
    • - Prior experience with multiple deadlines
    • - Prioritization skills
    • - Interpersonal and negotiation skills

  • Question: Tell me about a time when you were given a project with little or no direction.
  • Question Overview: This question helps you gauge the potential hire's problem-solving skills and how they handle situations where they need to make decisions without a lot of information.

    Sample Answer: I was given a project with very little direction. I had to figure out what was needed and how to accomplish it. I used my knowledge of the company's goals and objectives to make a plan.

      What the interviewer is looking for:
    • - Specific situation
    • - How the potential hire handled the situation
    • - How the potential hire solved the problem

  • Question: How do you feel about travelling to a place you don't know?
  • Question Overview: This question is designed to gauge how well the interviewee will do in a position that requires them to travel to new places. It also helps you understand how they will react to new situations and how they will perform under pressure.

    Sample Answer: I have travelled to many different places for work. I've always found it helpful to do a little research on the area before I go. I've found that this helps me get around easier and feel more comfortable.

      What the interviewer is looking for:
    • - Previous experience travelling
    • - Specific methods for handling a new situation
    • - Ability to adapt to a new environment

  • Question: How do you give feedback?
  • Question Overview: As a manager, you need to know that your new hire can communicate effectively with their co-workers. This question helps you gauge the interviewee's ability to do so in a professional manner.

    Sample Answer: I always try to give feedback in a private setting. I try to make sure that I am not interrupting the person's work and that they have time to listen. I also try to make sure that I am not too harsh or critical.

      What the interviewer is looking for:
    • - Specific methods of giving feedback
    • - How the interviewee would handle a situation where they need to give feedback
    • - How they would give feedback to a co-worker

  • Question: What is national debt relief?
  • Question Overview: This question is designed to test the interviewee's knowledge of the field. It also helps you gauge their ability to research information quickly and effectively.

    Sample Answer: National debt relief is a process by which a company can reduce the amount of money they owe to creditors. This is done by restructuring the debt and making it more manageable.

      What the interviewer is looking for:
    • - Knowledge of national debt relief
    • - Ability to research information
    • - Ability to explain complex concepts

  • Question: How would you calculate the percentage of debt based on two given amounts?
  • Question Overview: This question is designed to test the interviewee's math skills. It is a simple question, but it can tell you a lot about the potential hire's ability to perform basic calculations.

    Sample Answer: I would take the smaller of the two numbers and divide it by the larger number. Then I would multiply that number by 100 to get the percentage.

      What the interviewer is looking for:
    • - Basic math skills
    • - Ability to work quickly
    • - Accuracy

  • Question: Why do you want to switch careers?
  • Question Overview: This question gives you a chance to gauge the interviewee's motivation for changing jobs. You can use this information to determine whether they are likely to stay with your company for a long time.

    Sample Answer: I've been working in the insurance industry for a long time and I'm ready for a change. I'm excited about the opportunity here and I think it will be a good fit.

      What the interviewer is looking for:
    • - Specific reasons for wanting to change careers
    • - Motivation for wanting to switch

  • Question: What do you know about our company?
  • Question Overview: This question is a great way to see how much research the interviewee has done on your company. It also gives you a chance to gauge their level of interest in the position.

    Sample Answer: I've read up on your company and I've been impressed with your commitment to customer service. I've also seen that you have a lot of experience in the industry.

      What the interviewer is looking for:
    • - Specific knowledge of your company
    • - How they found out about the job
    • - How they keep up with industry news